NPCI Approved  •  Startup India Recognised  •  DPIIT Certified

The Digital Backbone of
India's Financial Freedom

Abhieo (अभीओ) is India's NPCI-compliant fintech platform delivering secure, instant, and zero-fee recharges and bill payments for every Indian — from Kisan to Corporate.

📲 Download App 🤝 Partner With Us
25+
Bill Categories
Mobile to Municipal Taxes
2,500+
Billers & Operators
Pan-India coverage
₹0
Platform Fee
Always. No hidden charges.
5 sec
Avg Transaction Time
AI-optimised processing
🏢 Company Overview

Built to Simplify Finance for Every Indian

Abhieo Fintech Private Limited is a next-generation digital fintech startup founded by Avinash Abhinav and headquartered in New Delhi, India. We were born from a simple but powerful belief — that digital payments in India should be simpler, faster, and more reliable for everyone.

We are a registered Bharat Connect Agent Institution under NPCI, operating in full compliance with Indian financial regulations. We are also officially recognised by DPIIT under the Startup India initiative — affirming our commitment to innovation and national growth.

From a student in Varanasi paying college fees to a shopkeeper in Surat recharging FASTag — Abhieo is built for every Indian. Our platform covers 25+ bill categories and 2,500+ billers, all with zero platform fees and instant cashback.

🏛️ NPCI Approved 🚀 Startup India 🔐 PCI DSS Compliant 🇮🇳 Made in Bharat 🤖 AI-Powered ⚡ Zero Platform Fee

Abhieo Fintech Private Limited

CIN Registered · GST Compliant · MCA Verified

👤
Founder & CEO
Avinash Abhinav
📍
Headquarters
1/22, 2nd Floor, Asaf Ali Road,
New Delhi — 110002
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🏛️
Regulatory Status
NPCI · Bharat Connect Agent Institution
🚀
Government Recognition
DPIIT Recognised · Startup India
🔭

Our Vision

We aim to create a world where financial services are not just functional but personalised, empowering, and frictionless. By leveraging cutting-edge technology, we are building a platform that adapts to your needs and simplifies your financial life — for every Indian, in every corner of Bharat.

"Your Finance On Your Terms, Anywhere You Like It."
🎯

Our Mission

To democratize digital finance by offering a secure, user-friendly, and inclusive platform that enables every Indian — student, shopkeeper, homemaker, or entrepreneur — to manage their financial needs with confidence, speed, and ease.

We do this through NPCI-grade infrastructure, AI-powered intelligence, zero platform fees, and a genuine commitment to building technology that works for Bharat — not just metros.

Our Core Values

The principles that guide every decision, every feature, and every transaction on Abhieo.

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Innovation

We embrace change and continuously evolve to meet the dynamic needs of our users. From AI plan suggestions to real-time fraud monitoring — we build what matters.

🛡️

Trust

We prioritize transparency, security, and reliability in every transaction. Bank-grade encryption and NPCI compliance are not optional — they're the baseline.

❤️

Customer-Centricity

Our users are at the heart of everything we do. Every feature is built with the real Indian user in mind — from a Kisan in a village to a professional in a metro.

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Accessibility

We strive to make digital finance inclusive for all — regardless of language, location, or tech-savviness. Abhieo is for every Indian, not just the privileged few.

⚡

Speed & Simplicity

We believe financial services should be fast, easy, and stress-free. Our 5-second average transaction time is not a metric — it's a promise to our users.

🇮🇳

Made in Bharat

Proudly built in India, for India. We believe that the best solutions for Bharat will come from within Bharat. Every rupee we save our users stays in the Indian economy.

What You Can Do on Abhieo

25+ categories, 2,500+ billers — one app, zero fees, instant cashback.

📱

Mobile Recharges

Recharge prepaid and postpaid plans for Airtel, Jio, Vi, BSNL, and MTNL. Get up to 100% cashback on every recharge instantly.

✓ All Operators
📡

DTH Recharges

Top up Tata Play, Airtel DTH, Videocon D2H, Dish TV, Sun Direct and more — with exclusive offers and instant activation.

✓ 6+ Providers
⚡

Electricity Bills

Pay BSES, BESCOM, TSSPDCL, TANGEDCO, and 200+ electricity providers across India. No late fees — pay anytime, anywhere.

✓ 200+ DISCOMs
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Gas & LPG Bills

Pay IGL, MGL, GAIL, and piped gas bills instantly. No more standing in queues — settle your gas bill in seconds.

✓ Piped + LPG
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FASTag Recharge

Top up your FASTag wallet from anywhere, instantly. Avoid toll delays and get exclusive rewards on every recharge.

✓ NETC Compliant
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Broadband & More

Pay JioFiber, ACT, Hathway, BSNL broadband, landline, water, insurance, credit cards, municipal taxes and 20+ more categories.

✓ 25+ Categories
🔒 Security First

Your Security,
Our Priority

At Abhieo, trust is the foundation of every financial transaction. We have built our platform with industry-leading security protocols so your data and money are always protected — 24 hours a day, 365 days a year.

🔐 End-to-End Encryption
📱 Two-Factor Auth (2FA)
🤖 Real-Time Fraud Monitoring
💳 PCI DSS PG Compliant
📋 IT Act Data Privacy
🔔 Instant Alerts
🧪 Regular Security Audits
🛡️ SSL Certified Platform
🛡️
👨‍💼
Avinash Abhinav
Founder & CEO
Abhieo Fintech Pvt Ltd
"

Abhieo was born from a personal experience — a realization that digital payments in India needed to be simpler, faster, and more reliable. I saw the everyday struggles people faced with basic financial tasks and knew technology could offer a better way.

Starting Abhieo was not just about building a business — it was about solving a real problem. Every feature we've built, every service we offer, is rooted in our commitment to make finance accessible and stress-free for every Indian.

We're proud to serve the students, shopkeepers, homemakers, and entrepreneurs who form the backbone of our economy. Abhieo is for them — for you. Built in Bharat, with love, for Bharat.

Thank you for trusting us. Your support drives our innovation and inspires us to keep building a platform that truly puts your finance on your terms.

— Avinash Abhinav, Founder & CEO

Credentials & Certifications

We believe in full transparency. Here are our official recognitions and compliance certifications.

🏛️

NPCI — Bharat Connect

Registered Agent Institution under the National Payments Corporation of India's Bharat Connect network for secure bill payments.

🚀

Startup India · DPIIT

Officially recognised by the Department for Promotion of Industry and Internal Trade under the Government of India's Startup India initiative.

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MCA Incorporated

Registered company under the Ministry of Corporate Affairs, Government of India. Certificate of Incorporation issued.

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PCI DSS PG Compliant

Our payment gateway is fully PCI DSS compliant, ensuring your card and payment data is handled to the highest international security standard.

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SSL Secured

Every connection to Abhieo is protected by industry-standard SSL / TLS encryption. Your data travels safely — always.

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GST Registered

Fully GST-compliant and registered business entity operating transparently under Indian tax and corporate regulations.

Join Crores of Indians on Abhieo

Download the app, pay your first bill in under 60 seconds, and experience why Bharat trusts Abhieo. Zero fees. Instant cashback. Bank-grade security.

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