🏪 Your Shop. Your Rules. Your Earnings.

Apni Dukan Mein Abhieo

Customers already walk into your shop every day. Now every visit is a commission — mobile recharge, bijli bill, gas, DTH and more.

⚡ Today's Transactions
1,247
processed via Abhieo
Live
Partner Status
NPCI Approved
Commission Active
Earning Daily
ABHIEO  अभीओ
Retailer Partner · Authorized Agent
✓ NPCI ✓ DPIIT 🇮🇳 Made in Bharat
📱 Recharge  ·  ⚡ Bijli Bill  ·  🔥 Gas  ·  📡 DTH  ·  🚗 FASTag  ·  💸 Instant Cashback
MOBILE
RECHARGE
0.5%–5%
BIJLI
PAYMENT
Earn Now
DTH · FASTag · Gas
Insurance · Water
All on Abhieo ✓
✦ OPEN ✦
AIRTEL
JIO
Vi
BSNL
💸 Earn on Every
Recharge!
Today ₹296
ABHIEO ✦
ABHIEO
₹ Live
+₹15 Commission ✓
Bhai, ₹299
recharge karo!
Bijli ka bill
bhar dena bhai!
BILL
Rajan · Laxmi Nagar recharged Airtel ₹299 +₹12 Sunita · Varanasi paid BSES bijli ₹1,245 ✓ Done Mahesh · Gorakhpur topped FASTag ₹500 +₹5 Priya · Jaipur paid IGL gas ₹820 +₹8 Amit · Patna recharged Tata Play ₹350 +₹14 Kavita · Surat paid hospital bill ₹2,100 ✓ Cleared Rajan · Laxmi Nagar recharged Airtel ₹299 +₹12 Sunita · Varanasi paid BSES bijli ₹1,245 ✓ Done Mahesh · Gorakhpur topped FASTag ₹500 +₹5 Priya · Jaipur paid IGL gas ₹820 +₹8 Amit · Patna recharged Tata Play ₹350 +₹14 Kavita · Surat paid hospital bill ₹2,100 ✓ Cleared
₹0
Investment Needed
2,500+
Billers Connected
10,000+
Active Retailers
25+
Service Categories
Daily
Commission Payout
₹0
Platform Fee
🏛️ NPCI Approved ⚡ Daily Commission Payout 🤖 AI-Powered Platform

Earn Up to
₹50,000/Month
as an Abhieo Retailer.

Turn your shop into a financial services hub. Join 10,000+ retailers across India earning daily commission on mobile recharges, bill payments, and 25+ services. Zero investment. Zero platform fee.

🏪 Kirana Store · 📱 Mobile Shop · ⛽ Petrol Pump · 🏦 CSC Centre · Any Retail Outlet
💰 Sample Monthly Earnings — Silver Tier Retailer
📱 Mobile Recharges (50/day)
+₹75
⚡ Electricity Bills (10/day)
+₹60
🔥 Gas Payments (8/day)
+₹48
📡 DTH Recharges (15/day)
+₹38
🚗 FASTag Top-ups (12/day)
+₹30
🛡️ Insurance Premiums (3/day)
+₹45
Estimated Daily Commission
₹296 – ₹500+
Silver tier avg · Platinum tier can exceed ₹500/day
Higher volume = Higher commission slab
🧮 Earning Calculator

Calculate Your Monthly Commission

Enter how many transactions you do per day for each service. The calculator shows your estimated daily and monthly earnings instantly.

💰 Abhieo Commission Calculator
Adjust sliders or type values · Results update in real-time
Your Tier Silver
📱
Mobile Recharge
0.6% – 4% commission
₹0
est./month
📡
DTH Recharge
2% – 4% commission
₹0
est./month
Electricity Bill
0.25% – 0.75% commission
₹0
est./month
🔥
Gas Bill (PNG + LPG)
0.25% – 0.75% commission
₹0
est./month
💧
Water Bill
0.25% – 0.75% commission
₹0
est./month
🚗
FASTag Recharge
0.10% – 1% commission
₹0
est./month
🛡️
Insurance Premium
2% – 5% commission
₹0
est./month
🏧
DMT (Domestic Money Transfer)
0.25% – 0.35% commission
₹0
est./month
💸
Money Transfer
0.25% – 0.40% commission
₹0
est./month
Estimated Daily Earning
₹0
Estimated Monthly Earning
₹0
Current Tier Silver
Based on mid-range commission rates. Actual earnings depend on your transaction volume tier. Higher volume = higher slab.
🚀 Start Earning Now →
↺ Reset to defaults
📋 Quick Application

Become a Retailer in 3–5 Days

Fill the form and our team will call you within 24 hours. Document verification takes 1–2 days. You can start earning by Day 4.

🤝 Retailer & Agent Registration
Zero investment · Daily commission · 24-hr callback
🏛️ NPCI ⚡ Daily Pay ₹0 Fee
Partnership Type

By submitting, you agree to our Terms & Conditions and Privacy Policy. 🔒 Your data is safe.

⚡ Simple Process

From Application to Earning in 4 Steps

We make the process as simple as possible. Total time from application to first transaction — just 3–5 working days.

Step 01
📋
Submit Application
Fill the form above. Our team calls you within 24 hours to verify your details. Takes just 5 minutes.
Step 02
📄
Submit KYC Docs
Upload Aadhaar, PAN, cancelled cheque, and shop address proof. Verification completed in 24–48 hours.
Step 03
Get Approved
Receive your Retailer ID, login credentials, and download the Abhieo Retailer App. Free 1-hour video training included.
Step 04
💰
Load Wallet & Earn
Load ₹1,000–₹2,000 as working capital. Do 5 test transactions. Start serving customers and earn commission — settled daily.
📋 Requirements

Simple Requirements — Anyone Can Apply

No experience needed. No large investment. If you have a shop and a smartphone, you're ready.

✅ What You Need
🏪
Valid Business Registration
GST (preferred but not mandatory) · OR Trade/Shop License · OR CSC Registration · OR Home office with valid address
🪪
KYC Documents
Aadhaar Card (front & back) · PAN Card · Bank account details (cancelled cheque) · Shop / address proof
📱
Android Smartphone or Computer
For the free Abhieo Retailer App · OR any browser on a computer · Active internet connection required
💰
Initial Wallet Load (Working Capital)
₹1,000–₹5,000 refundable deposit · Used to process transactions · Can be withdrawn anytime · Increase as volume grows
🎁 What We Provide — Free
Free Retailer App (Android)
Free 1-Hour Video Training & Onboarding
Branded Posters, Standees & Window Stickers
24/7 Technical Support (App Chat + WhatsApp)
Dedicated Relationship Manager
Real-Time Commission Dashboard
Daily Transaction Reports & Settlement Statements
Multi-User Access — Add Your Employees
Monthly Volume Bonuses & Loyalty Rewards
No Franchise Fee · No Monthly Charges · No Hidden Costs
🏆 Why Abhieo

Why 10,000+ Retailers Choose Abhieo

Abhieo offers industry-leading commissions, daily payouts, and the most comprehensive biller network in India — with zero platform charges.

💰
Highest Commission in Industry
Abhieo pays 1.5%–5% vs competitors' 0.5%–2%. Earn 2–3× more on the same transactions.
2–3× More Than Competitors
Daily Settlement to Your Bank
Commission paid daily or weekly — your choice. Competitors pay monthly. Better cash flow for your business.
No Waiting. Daily Payout.
🆓
Zero Platform Charges
₹0 platform fee. ₹0 monthly charges. Competitors charge ₹500–₹2,000/month. Save ₹6,000–₹24,000/year.
Save ₹24,000/year
🔌
2,500+ Billers — Most in India
25+ service categories. Competitors offer 10–15 categories. More services = more customers = more earnings.
Most Billers in India
🏛️
NPCI Approved & BBPS Enabled
NPCI-registered, BBPS-compliant platform. Many competitors are unregistered. Legal compliance + customer trust + business security.
100% Legal & Regulated
📊
Advanced Retailer Dashboard
Real-time commission tracking, daily reports, customer history, settlement statements, service-wise performance, peak hour analytics.
Full Business Visibility
🎁
Monthly Bonuses & Rewards
Volume bonuses (₹500–₹5,000/month), quarterly incentive schemes, top performer rewards, and festival special bonuses.
Earn Extra ₹5,000/month
👥
Multi-User & Multi-Counter
Add employees as sub-users. Set individual transaction limits. Track each user's performance. Perfect for shops with multiple counters.
Unlimited Sub-Users
🏪 Who Can Join

Any Shop. Any Business. Anywhere in India.

🛒
Kirana / General Store
📱
Mobile Shop
Petrol Pump
🏦
CSC / Jan Seva Kendra
💊
Pharmacy / Medical
📮
Post Office Agent
✂️
Saloon / Parlour
🏠
Home-based Agent
⭐ Real Stories

Real Retailers. Real Earnings.

10,000+ retailers across India trust Abhieo. Here's what some of them say about their experience and monthly earnings.

"
★★★★★
Mobile Shop · Jaipur
"I run a mobile shop in Jaipur. Added Abhieo retailer services 8 months ago. Now I do 60–80 recharges and 40–50 bill payments daily. Monthly commission: ₹30,000–₹35,000. This is pure extra income with almost zero effort!"
📱
Rajesh Kumar
Mobile Galaxy, Jaipur
₹35,000
/month
"
★★★★★
Kirana Store · Lucknow
"Started with ₹2,000 wallet. Now doing ₹2–3 lakh transactions monthly. Earning ₹12,000–₹15,000 commission. Customers love it — they buy groceries and pay their bills in one visit. Win-win for everyone!"
🛒
Priya Sharma
Sharma General Store, Lucknow
₹15,000
/month
"
★★★★★
Petrol Pump · Ahmedabad
"Customers waiting for fuel now pay bills and recharge FASTag. We handle 200+ transactions daily. Commission: ₹45,000–₹50,000/month. Abhieo support team is excellent — never faced a single unresolved issue."
Amit Patel
Patel Fuel Station, Ahmedabad
₹50,000
/month
"
★★★★★
Kirana Store · Patna
"Small kirana store in my village. I do 15–20 transactions daily. Monthly commission ₹7,000–₹8,000. For a small shop like mine, this is very significant extra income. Daily settlement is the best feature!"
🏪
Sunita Devi
Devi Kirana Store, Patna
₹8,000
/month
"
★★★★★
CSC Centre · Dehradun
"Running a CSC centre and added Abhieo services. Revenue jumped from ₹25,000 to ₹35,000/month — ₹10,000 extra from Abhieo commission alone. The integration with my existing setup was seamless. Great partnership!"
🏦
Vikram Singh
Jan Seva Kendra, Dehradun
₹10,000
extra/month
❓ FAQ

Frequently Asked Questions

Everything you need to know before becoming an Abhieo Retailer Partner. Can't find an answer? Write to us at wecare@abhieo.in

📋 Application & Requirements
What are the requirements to become an Abhieo retailer?
You need: (1) Valid business registration — GST, Trade License, or CSC registration (GST preferred but not mandatory), (2) KYC documents — Aadhaar, PAN, bank account, and shop address proof, (3) Android smartphone or computer with internet, (4) Initial wallet load of ₹1,000–₹5,000 (your working capital, fully refundable). No franchise fee, no joining fee, and no experience required.
Do I need GST registration to apply?
GST is preferred but NOT mandatory. If you have GST, you can handle higher transaction volumes with fewer restrictions. Without GST, you can still operate with standard limits. A Trade License or Shop Act License is also accepted.
Can I apply if I don't have a physical shop?
Yes! You need a valid business address, but this can be your home office, CSC centre, or any commercial space. Work-from-home retailers are welcome. Provide your home address as business address and submit valid address proof.
Is any experience required? What if I'm new to digital payments?
No experience required. We provide free 1-hour video training that covers everything — how to do mobile recharges, bill payments, handle customer queries, track commissions, and handle failed transactions. If you can operate a smartphone, you can be an Abhieo retailer.
💰 Commission & Earnings
How much commission will I earn per transaction?
Commission varies by service: Mobile recharge (1.5%–2.5%), DTH recharge (2%–3%), Bill payments/Electricity/Gas (0.5%–1%), FASTag (1.5%–2%), Insurance (2%–5%). Average retailers earn ₹8,000–₹15,000/month. Top retailers earn ₹50,000+/month. Higher your volume, higher your commission slab.
When do I receive my commission payment?
Commission is settled DAILY to your registered bank account. You can also choose weekly settlement. Most retailers prefer daily settlement for better cash flow. There is no minimum threshold — even ₹10 commission gets settled to your account.
Are there any hidden charges or deductions from commission?
Absolutely NO hidden charges. The commission rate you see is exactly what you receive. No platform fee, no monthly charges, no processing fee. TDS deductions apply only for high-volume retailers as per income tax rules (and we provide proper TDS certificates for that).
Do I earn commission on failed transactions?
No. You only earn commission on successfully completed transactions. Failed transactions are fully refunded to your wallet within 2 minutes. You are not charged anything for failed transactions.
💳 Wallet & Transactions
What is the wallet? Why do I need to load money?
The wallet is your working capital. When a customer gives you ₹500 cash for recharge, ₹500 is debited from your wallet to the operator and the customer's number gets recharged. The ₹500 cash from customer comes to you physically. It's just a technical process flow — your net position doesn't change. You only lose money if a transaction fails (which is refunded instantly).
How much should I load initially in my wallet?
Start with ₹1,000–₹2,000 if you're a small shop doing 10–20 transactions/day. Increase to ₹5,000–₹10,000 as your volume grows. You can add money anytime instantly via UPI, NEFT, or debit card from within the app.
Can I withdraw my wallet balance back to my bank?
Yes. You can withdraw unused wallet balance anytime. Withdrawal is processed within 24 hours to your registered bank account. There is no minimum withdrawal amount.
What if a customer's recharge fails mid-transaction?
If a transaction fails, the amount is automatically refunded to your wallet within 2 minutes. Do not give the customer a second recharge until you confirm the refund. If the amount is not refunded within 2 minutes, contact our support with the Transaction ID — we resolve within 24 hours.
🛠️ Operations & Support
What support channels are available 24/7?
We provide 24/7 support through: In-app chat support (fastest — average response under 2 minutes), WhatsApp support, Email at wecare@abhieo.in, and your dedicated Relationship Manager. For technical emergencies, the in-app chat is your quickest option.
Can I add my employees as users on my account?
Yes. Multi-user access is available. You can add unlimited employees as sub-users, set individual transaction limits per employee, track each employee's performance separately, and restrict access by service type. Perfect for shops with multiple counters or staff.
What marketing materials do I get?
We provide free: Branded shop posters (Abhieo branding), service menu standees, window stickers, digital marketing templates, and social media graphics for WhatsApp / Facebook. All materials are printed and shipped to your address after onboarding.
⚖️ Business & Legal
Is there any franchise fee or monthly charges?
NO franchise fee. NO joining fee. NO monthly platform charges. The only amount you provide is your initial wallet load (₹1,000–₹5,000) which is your own working capital — not a fee. It stays in your account and can be withdrawn anytime.
Is this legal? Is Abhieo regulated?
100% legal. Abhieo is NPCI-registered as a Bharat Connect (BBPS) Agent Institution and fully compliant with all RBI guidelines. Abhieo is also recognised by DPIIT under the Startup India programme. You are fully protected as a retailer on a regulated platform.
Can I partner with multiple platforms alongside Abhieo?
Yes. You can work with multiple platforms simultaneously. No exclusivity agreement is required. Many retailers use 2–3 platforms as backup. However, most retailers find Abhieo's commission rates and biller coverage sufficient for their full needs.
Still have questions?
Our retailer support team responds in under 5 minutes.

Ab Ek Minute Mein Shuru Karo 🇮🇳

Zero investment. Daily commission. NPCI approved. Join 10,000+ Abhieo Retailer Partners already earning across Bharat.

✅ Zero Fee ⚡ Daily Commission 🏛️ NPCI Approved 🤖 AI-Powered 🇮🇳 Made in Bharat 24×7 Support